What are the Signs of storm damage

While your roof is designed to handle all the seasons throughout the year, there are times were some storms take more harshly of a toll than others.  Storm damage can be caused by Wind, Hail, or even from fallen tree limbs due to the force of the wind.  Keeping an eye our for symptoms of storm damage on your room can help cause bigger issues in the future.

​Common signs of Storm Damage

  • Missing shingles
  • Bruises or dented asphalt shingles
  • Cracked or broken tile, slate or concrete shingles
  • Granules collecting in gutters or downspouts
  • Rotted or torn rubber boots around pipes
  • Leak in your roof or interior ceilings

Wind Damage

High wind storms always risk removing shingles right off the roof deck of any home.  With the shingle missing it leaves possible direct exposer to the roof desk eventually resulting into leaks inside of your home.

Signs of wind damage:

–    Missing Shingles
–    Horizontal lines.  Caused by creasing shingles.  Creased shingles are caused by granules wearing off.

In Conclusion, noticing any of these damages we suggest calling your homeowners insurance company.  Reason being, large percentage of homeowners do not realize most homeowners insurance covers wind damage.  For example, check out these quotes from 4 of the 5 top homeowners insurances in the Virginia.

Allstate

“The dwelling coverage in a homeowners insurance policy typically helps protect your home’s structure, including the roof, from certain perils, or causes of damage. Commonly covered perils include fire, wind and hail damage. So, if your roof needs repairs after it is damaged by hail or by a tree that topples onto it during a windstorm, you may find that your dwelling coverage helps cover the cost.”
Read more on Allstate’s Homeowners Insurance

Nationwide

“If your home is damaged by wind Call us at 1-800-421-3535 or file a wind damage claim online. Please have your policy number handy, as well as your telephone number and/or email address.
Wind damaged houses can let water inside. If windows, doors or skylights have been broken, and it is safe to do so cover them with tarps or plywood to prevent rain damage inside your home. Be sure to save all repair receipts.”
Read more on Nationwide Insurance Claims

Farmers

“Does my homeowners insurance cover against losses due to fire, lightning, tornadoes, wind storms, hail, explosions, smoke, vandalism and theft?

Yes. Typically, your homeowners insurance covers a large number of perils, including all those listed. There are some limits, however, on the amount of insurance you have so you should always consult with your local Farmers agent.”
Read more on Farmers FAQ

State Farm

“Loss to covered property caused directly by Windstorm or Hail is covered by our basic Homeowners, Condo Association, Condo Unitowners, and Rental Dwelling policies. Coverage can be affected by use of policy endorsements.”
Read 
State Farm Insurance Windstorm or Hail Coverage Information

SafeGuard Exteriors Richmond, VA

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